You can create a strict budget to manage payments. Negotiating with creditors may lower interest rates. A debt snowball or avalanche method can help reduce debt. Credit counseling services offer ...

We analyzed 27 popular budgeting apps and ... You also have access to several credit monitoring tools that alert you when your score changes and provide personalized tips for boosting your score.

It offers credit counseling, debt management plans, and budgeting and financial education to individuals and families to help them reduce their debts. All counselors must achieve and maintain ...

Whenever debt feels overwhelming, or you struggle to create a realistic budget, nonprofit credit counseling agencies can help. Free or low-cost counseling is available through organizations like ...