The text may have urgent language or appear from a legitimate source. That's by design, and it could be to your detriment.

Officials continue to warn of smishing scams intended to steal people's personal information. The FBI alerted smartphone users nationwide to delete fake text messages pretending to be from toll road services,

This tactic, known as “smishing”— a portmanteau of “SMS” and “phishing” — targets people using text messages to trick people into giving out sensitive information