Learn how to determine the value of savings bonds by exploring the key factors, steps, and tools & resources available that influence bond valuation.

Savings bonds have a low-risk, low-reward structure that benefits patient investors. See what to consider before investing.

Par value is a term you may hear in relation to the value of a bond or share of stock ... from other Future brands Receive email from us on behalf of our trusted partners or sponsors Donna ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers ... write unbiased product reviews. A savings bond is a debt security that's ...

However, a positive factor to consider is that you can be confident that you'll get your principal amount back since savings bonds are backed by the credit of the United States government.

In return, the company agrees to pay interest (typically twice per year) and then repay the face value of the bond ... wealth than you had planned. Savings bonds earn compound interest until ...

They’re ideal for reaching short-term savings ... a bond, you are making a loan to the issuer and the issuer promises to pay you periodic interest payments (coupon) and to repay the face value ...

However, the interest rate (or yield) on a 30-year T-bond is typically in the same range as the interest rate for a high-yield savings account ... T-bonds have a face value of $1,000).

Par value is simply the stated value of a share of stock or bond when it's first issued. While the definition of par value is the same for both stocks and bonds, how it affects investors differs ...