British politicians know that their workplace, the Palace of Westminster, is in a shambolic state. The 19th-century complex of buildings suffers from an infestation of vermin, falling masonry, leaking ...

I also have a secondhand car with $5,000 to pay off (I plan to sell the car before I leave the U.S. for pastures new). I have other debts, which I manage: My credit cards are paid off monthly, but I ...