A credit reference is used by lenders to determine your creditworthiness. You might need a credit reference in a variety of circumstances, like when applying for a credit card, renting an ...

Credit references can also take the form of asset documentation as well as letters from previous lenders and personal or business acquaintances. In addition to lenders, ...

Whether you’re applying for a mortgage, switching utility providers or even signing up for a new mobile phone contract, your credit score plays a quiet but integral role in how ...

Trade references are an essential component for lenders and business-to-business suppliers who must decide whether to extend credit to the applicant. These references are typically in addition to ...

From every purchase you make to every social media update you post, there's a constantly growing portrait of you, made up of data. Credit reference agencies (CRAs) have been working behind the scenes ...

Scores are calculated by credit reference agencies, such as Experian and Creditsafe, usually as a mark of between one and 100 – zero indicating the highest level of risk, and 100 the lowest.

*Referred to as Good by Equifax **Referred to as Very Good by Equifax. Experian’s ‘good’ range is between 881 and 960, while an ‘excellent’ credit score sits between 961 and 999.

Consumer guru Martin Lewis has debunked some common myths about credit scores and explained if there's a "blacklist". The Money Saving Expert appeared on ITV's This Morning and cleared up what it ...